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Checked fact 488814 Nov 2026Agents and apps

EMVCo says EMV Payment Tokenisation works by replacing the card account number with a unique alternative value, the EMV Payment Token

The exact words it rests on

EMV Payment Tokenisation enhances in-store, e-commerce and remote payment security by removing the most valuable data to a fraudster, the primary account number (PAN ), and replacing it with a unique alternative value, the EMV Payment Token.

What the source said when we opened it, on 13 Nov 2026.

The source

EMV Payment Tokenisation
EMVCo

Checked

Checked by the notis newsroom on , against the source above.

In the story

How payment tokens let an AI agent pay without seeing your card 14 Nov 2026

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