Checked fact 488814 Nov 2026Agents and apps
EMVCo says EMV Payment Tokenisation works by replacing the card account number with a unique alternative value, the EMV Payment Token
The exact words it rests on
EMV Payment Tokenisation enhances in-store, e-commerce and remote payment security by removing the most valuable data to a fraudster, the primary account number (PAN ), and replacing it with a unique alternative value, the EMV Payment Token.
What the source said when we opened it, on 13 Nov 2026.
The source
EMV Payment Tokenisation
Checked
Checked by the notis newsroom on , against the source above.
In the story
How payment tokens let an AI agent pay without seeing your card 14 Nov 2026
Cite this fact
Anyone may quote this address. It does not change; if we correct the story, this page says so.