Checked fact 489114 Nov 2026Agents and apps

Visa says that when a card is added to a digital wallet, the 16-digit card number (PAN) is replaced with a randomized set of digits, a payment token or Device Account Number (DAN)

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The exact words it rests on

When you add your Visa credit card to your digital wallet and use it to pay, your 16-digit card number (PAN) is replaced with a randomized set of digits. This payment token or Device Account Number (DAN) keeps your PAN secure.

What the source said when we opened it, on 13 Nov 2026.

The source

A Deep Dive into Tokenized Transactions
Visa

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Checked

Checked by the notis newsroom on 13 Nov 2026, against the source above.

In the story

How payment tokens let an AI agent pay without seeing your card 14 Nov 2026

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In a sentence

“Visa says that when a card is added to a digital wallet, the 16-digit card number (PAN) is replaced with a randomized set of digits, a payment token or Device Account Number (DAN).” ai notis, checked 13 Nov 2026. Source: A Deep Dive into Tokenized Transactions (Visa). https://ainotis.com/c/4891

As a reference (APA style)

ai notis. (2026, November 13). Visa says that when a card is added to a digital wallet, the 16-digit card number (PAN) is replaced with a randomized set of digits, a payment token or Device Account Number (DAN) [Checked claim 4891]. ai notis. https://ainotis.com/c/4891

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