Checked fact 489414 Nov 2026Agents and apps
OpenAI says the user approves each purchase with a security check such as Face ID or a fingerprint scan, then the payment network provides a payment token as a substitute for the actual card details, and the payment is charged to the selected card without sharing actual card details with the business or agent
The exact words it rests on
Before each purchase, the user reviews the items, total, and selected card, then approves it with a security check such as Face ID or a fingerprint scan. ... After the user approves, the payment network provides a payment token—a substitute for the user’s actual card details—with a card number, security code, and expiration date. The payment is charged to their selected card without ChatGPT Wallet sharing their actual card details with the business or agent.
What the source said when we opened it, on 13 Nov 2026.
The source
Introducing ChatGPT Wallet
Checked
Checked by the notis newsroom on , against the source above.
In the story
How payment tokens let an AI agent pay without seeing your card 14 Nov 2026
Cite this fact
Anyone may quote this address. It does not change; if we correct the story, this page says so.